attaches great importance to individual housing financial services

central bank "is" the first set of mortgage state response (network picture)

people.com.cn Beijing on 23 May, (Li Haixia) the central bank last week organized 15 banks held housing financial services seminar, the deputy governor of the central bank Liu Shiyu "propaganda" to require banks to meet the demand of the first suite loans. State owned bank statement of support, but did not make a substantial Cheap Turkey Soccer Jerseys adjustment to the specific housing policy.

12, central bank vice governor Liu Shiyu said "give priority to households for the first time purchase from lives of ordinary commodity housing loan demand; reasonably determine the first suite loan interest rates; timely approval and issued in accordance with the conditions of individual housing loans" point of view, a positive signal of high release support first mortgage. Up to now, the central bank has not yet been formally issued a document.

The people of

respectively Cheap Denmark Soccer Jerseys to each big bank finance, state-owned bank said it will adjust the credit plan, and actively support the first suite loan demand.

industrial and Commercial Bank of Chinese said, attaches great importance to individual housing financial services, will further the rational allocation of loan scale, in time to meet customer demand for money. At the same time, vigorously promote the use of technology to further improve the classification of examination and approval, the approval of individual housing loan review efficiency, Cheap Ecuador Soccer Jerseys speed up the personal housing loan approval.

Cheap Soccer Socks Country ICBC also said, in the management of interest rate of individual housing loans, ICBC for different customers, different project implementation differences of interest rate policy, build more precise, flexible interest rate management system, implement the reasonable pricing of the personal housing loan.

Chinese bank said, into the decision engine technology in the individual housing loan approval, build customer application rating model, the implementation of standardized operation and centralized approval, reduce the manual intervention, accelerated the pace, to ensure the efficiency and quality of service. At present, the application materials are complete, meet the credit conditions, housing loans to individuals Chinese Bank approval time is usually in a few working days to be completed.

Construction Bank and Agricultural Bank of Chinese China did not respond on the matter.

insiders pointed out, if commercial banks to tighten mortgage will directly affect the market, especially in the purchasing limit credit policy is not clear at the present stage, the property market transactions subject is just, and just need to purchase crowd support for the mortgage loan's dependence is very high.

central bank "in 2014 one quarter of Chinese monetary policy report" also shows, individual housing loans than the beginning of the year increased 450000000000 yuan, an increase of 33800000000 yuan, 3 at the end of the growth rate of 20.4%, has 11 consecutive months of more than 20%, housing demand remained strong.

in March this year, live Jianbu minister Jiang Weixin put forward the "classification regulation" idea. The housing department vice minister Chou Baoxing during this year's national NPC and CPPCC said, local governments can adjust itself, not by the central government to adjust.

had a total of 46 City National promulgated property purchase restrictions measures. Since the second half Cheap Switzerland Soccer Jerseys of last year, Wenzhou, Xuzhou, Wuxi, Nanjing, Ningbo.